Initial commit: Hermes Agent skills collection

- Trading skills (OKX, dividend, lottery, quantitative)
- Creative skills (ASCII art, diagrams, video)
- Development skills (GitHub, debugging, TDD)
- Research skills (arXiv, blog monitoring)
- Productivity skills (email, documents, notes)
- MCP integration skills
- Custom user skills

trading/longbridge-python-sdk/references/hk-dividend-investing.md

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+# Hong Kong Dividend Investing Reference
+
+## Key Facts
+- **No true monthly dividend stocks in HK** — unlike US (Realty Income O, AGNC), no individual HK stock pays monthly
+- Most HK stocks pay **semi-annually** (年报 + 中报), some pay **quarterly**
+- To get monthly cash flow, combine stocks with different payment months OR use monthly-dividend ETFs
+
+## Monthly Dividend ETF (Hong Kong)
+| ETF | Code | Yield | Freq | Entry Cost |
+|---|---|---|---|---|
+| 恒生高息股30 ETF | 3466.HK | ~6.8% | Monthly | ~8,200 HKD |
+| 富邦沪深港高股息 | 3190.HK | ~6% | Quarterly | ~3,460 HKD |
+| GX亚太高股息 | 3116.HK | ~6% | Quarterly | ~3,000 HKD |
+
+**3466** is the only true monthly-dividend HK ETF. Top holdings include 中国宏桥(1378), 裕元(551), 恒隆(101), 伟易达(303), 中远海控(1919).
+
+## Quarterly Dividend HK Stocks (combine for monthly income)
+| Stock | Code | Payment Months | Yield |
+|---|---|---|---|
+| 中电控股 | 0002.HK | 3/6/9/12 | ~4.5% |
+| 汇丰控股 | 0005.HK | 4/6/9/12 | ~5% |
+| 宏利金融 | 0945.HK | 3/6/9/12 | ~4% |
+| 中银香港 | 2388.HK | 5/9/11/末期 | ~5.5% |
+| 港通控股 | 0032.HK | 6/7/9/12 | ~3% |
+
+## Entry Price Analysis Methodology
+When user asks for entry price for dividend stocks:
+
+1. **Gather data** (use LongPort SDK):
+   - Current price, PE, PB, 52-week range
+   - TTM dividend yield via `CalcIndex.DividendRatioTtm`
+2. **Get dividend history** from 理杏仁 (lixinger.com) or web search:
+   - Recent years' per-share dividends
+   - Payment schedule (年报/中报 split)
+   - Payout ratio trend
+3. **Calculate yield at different price levels**:
+   - 理想 (ideal): near 52-week low, yield >9%, PB <0.7
+   - 合理 (fair): recent support, yield ~8%, PB <0.8
+   - 可接受 (acceptable): current price, yield ~7-8%
+4. **Cross-reference**: analyst targets (中金/中信/华泰), consensus upside
+5. **Risk factors**: cycle risk, payout sustainability, short interest
+
+## DCA Threshold for Dividend Stocks
+User's rule: only keep stocks with **≥7% dividend yield**. Below 7% → auto-filter out.
+Current DCA portfolio: NLY, HTGC, ARCC (all BDC/REIT, monthly payers).
+
+## Data Sources (ranked by reliability for HK dividends)
+1. **LongPort SDK** — real-time yield, PE, PB (use `calc_indexes`)
+2. **理杏仁 (lixinger.com)** — best for historical dividend tables, payout rates
+3. **英为财情 (investing.com)** — dividend calendar, yield comparison
+4. **华盛通 (hstong.com)** — real-time quotes, news flow
+5. **券商研报** — target prices, payout forecasts
+
+## Presentation Style (user preference)
+- 一句话总结 + 关键数据 + emoji标记
+- Card/table format, not wall of text
+- 3-tier entry price table (理想/合理/可接受) with yield at each level
+- Include risk section but keep it brief (2-3 bullet points)